GROUP BENEFITS
Your business may not have a benefits department,
but it can still have a benefits person.
At Birch Bay, Clay works with you to design a group benefits plan your budget can sustain and your employees will value. From the first design conversation through every question, semi-annual review, and renewal negotiation, he stays at the table.
Your headcount never determines the service you receive.
01 / BUILT TO BE USED
Employees can’t value a plan they don’t understand.
The employer should know what they’re paying for. Employees should know what they have.
Birch Bay builds the plan around what matters to the business and its people—not around a standard group package. The employer sees what different coverage choices cost and what they change.
Clay presents the plan to employees and works directly with your company’s benefits contact through enrolment, online setup, and your ongoing questions or concerns. Employees understand what they have, and the business isn’t left to figure out the administration alone.
02 / ALL YEAR, NOT ONCE A YEAR
The plan doesn’t stop at setup.
Not every change comes from the insurance company.
Provincial and federal regulations and legislation changes flow down to how your benefits act. Clay stays current on these changes that affect group plans, translates what they mean for your business, and makes sure the right information reaches both the employer and employees.
Midway through the year, Birch Bay reviews the plan so the renewal doesn’t arrive without warning.
Before the renewal reaches you, Clay has already reviewed the numbers, determined what is driving each change, and negotiated with the insurance company. He brings you a renewal he can explain, with the decisions that genuinely need your attention.
Birch Bay represents your business, not the insurance company.